Loan products

New members are able to apply for loans immediately. A good idea would be for you to open an account and start a systematic savings program with either a payroll deduction, allotment, or cash payments.

For more information about additional loan products not shown here, contact our office.

New or used automobile/truck/camper loan

Shopping for a new or used auto? Kelley Blue Book Price Quotations are available to help determine the value of your current vehicle for trade-in purposes, or if purchasing a used vehicle, to determine its wholesale and retail value.

We also provide Mechanical Breakdown Insurance on new and used cars. Check with us before you purchase this from a dealer — you could save hundreds by getting your insurance coverage through PWC!

Get pre-approved for exactly what you can spend by calling our loan officer at 422-0577, and let us determine your interest rate, terms, and monthly payment.

Terms up to 7 years
(see newsletter for details)

  • No down payment, 100% financing including insurance, and extended warranty coverage

Unsecured loan

Pay off your high rate credit cards and other unsecured loans with a low rate loan from PWC FCU. This exciting loan program will help you save money with lower rates, extended terms, and affordable monthly payments.

Terms fixed for 7 years
(see newsletter for details)

  • Unsecured loan
  • Loans up to $35,000

Second mortage loan

Get a fixed interest rate Second Mortgage Loan at 7.25% Annual Percentage Rate* for a term of 180 months, and use the funds to repay your high rate loan balances, remodel your home, or take that long awaited vacation!

There are no points, prepayment penalties or annual fees. All ordinary fees will be paid by the credit union upon approval of your loan with us. Your home must be located in the State of Hawaii to qualify for this loan.

Call or visit our loan staff for more information, and start saving money!

*Rate and term is only available for qualified loan applicants

Terms up to 15 years
(see newsletter for details)

  • Loans up to $300,000
  • Borrow 90% of appraised value less first mortgage
  • Notice of property tax assessment may be used in place of a full appraisal if the loan amount is $300,000 or less. The credit union will use 75% of the Tax Assessment Notice, less the first mortgage.

Unsecured Home Owners Improvement loan

Terms up to 5 years
(see newsletter for details)

  • Unsecured loan
  • Loans from $10,000 to $40,000

Personal loan

Term up to 6 years
(see newsletter for details)

  • Loans up to $25,000

Tuition loan

Term up to 3 years
(see newsletter for details)

  • Loans up to $25,000